Groupia's
Travel Insurance Advice

As professional group travel planners, we thoroughly respect those of you who book and plan your trips well in advance, leaving plenty of time to get even the smallest of details sorted.

But, life has a tendency to throw a few curveballs every now and then. In the event of an unexpected cancellation, the last thing you need is to have to pay for the inconvenience and upset of missing out on your dream trip.

That's why we recommend that you always book travel insurance with cancellation cover.

So, What Are The Facts?

• Cancellation is one of the most frequent claims on a travel insurance policy. We're not mind readers, after all, and the beauty of the future is that it's unwritten.
• No amount of handwashing, vitamin C pills and fruit-eating can save you from unavoidable illness or accidental injury.
• We're all guilty of missing transport due to ill-preparedness, but sometimes the system can let us down unexpectedly. Travel insurance will cover your back in the case of delayed trains or flight changeovers.
• The 'it will never happen to me' mentality is a surefire way to tempt fate. Unfortunately, no trip is guaranteed to be free from calamity, and blinkering yourself from potential illness or cancellation is a risk not worth taking.

What Should You Look Out For?

• Always check policy exclusions. Spending a little extra for cover from natural disasters, or airlines who go bust, is always a good idea.
• Use a price comparison website. Travel insurance jargon can be daunting, but comparison websites strip everything back with star ratings and honest, up-to-date prices.
• Double-check what documents you will need to make a claim. Will your travel insurance provider ask for a medical certificate for proof of illness/injury? If your passport is stolen, will you need a police report? These, including any receipts or bills for holiday costs, will often need to be acquired at your own expense.
• If you're over 65, check out travel insurance policies designed for older travellers. It's bad enough being considered an 'older traveller', let alone having to pay extra for the privilege.
• If you're a travel addict, taking out an annual policy will probably curb you some costs, especially if you're an avid skier or frequently take part in extreme sporting activities.

Relax! At Groupia, we're all about the stress-free experience. With a properly thought out travel insurance policy plan, you can rest easy with the knowledge that you're fully armoured against any unwelcome misfortune. We don't want to seem like the nagging parental type, but, hey, it's our responsibility to provide you hassle-free trips!

If you have any questions about this latest advice, please contact a member of the team on 01225 474200.

GOV.UK advice
Wherever you're travelling, it's important to take out comprehensive travel insurance before you go.